Finance Programs & Resources

Home renovation can be costly. In today's economy every little bit counts. We work with varying programs and services offering financial resources to homeowners.

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Manitoba Hydro offers a variety of loan and financing programs to help you make energy efficiency upgrades to your home. Each loan applies to different upgrades and has specific eligibility requirements.


Affordable Energy Program

Qualifying lower income households can become more energy efficient. Financing and free upgrades available.

Energy Finance Plan Loan

Borrow up to $5,000. Interest rate of 6.75 per cent, with a maximum term of 5 years; minimum loan is $500 and no down payment is required. Now available to homeowners for radon abatement projects.

Power Smart Residential Loan

Annual interest rate of 4.8 per cent (O.A.C.) and requires no down payment. The maximum term is 60 months (180 months for natural gas furnaces), and the minimum monthly payment is $15.

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Manitoba Housing provides a wide array of affordable housing development and repair options for homeowners, landlords, housing developers, housing co-operatives and shelters for individuals who are living on low-to-moderate income.

Repair Programs:

Rooming House Assistance Program - The Rooming House Assistance Program (RHAP) provides financial assistance to private owners of rooming houses in Manitoba to repair or rehabilitate their property.

Rental Housing Improvement Program - Owners/Landlords of self contained rental properties may be eligible for financial assistance to repair or restore their property to a minimum level of health and safety.

Manitoba Emergency Repair Program for Homeowners :  Homeowners with low incomes may be eligible for financial assistance for emergency repairs to their home.

Homeowner Renovation Assistance Program: Homeowners with low incomes may be eligible for financial assistance to repair or restore their home to a minimum level of health and safety.

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